Gina Ragusa
Contributor
Gina Ragusa is a journalist whose work has appeared in publications like Mic and TheStreet. She resides in sunny South Florida.
A Bulletproof Backpack Isn't Enough to Keep Kids Safe in School Shootings
Some kids are heading back to school with bulletproof vests, jackets, and backpack inserts. But keeping kids safe is about more than buying expensive gear that may not be effective against an active shooter.
Don't Buy This: Stop Hidden Investment Fees from Cutting into Your Savings
You’re probably paying fees on mutual funds and ETFs without even realizing it. Here’s how to keep more of your earnings by lowering or even eliminating these charges.
Three Signs You’re Spending More Than You Can Afford—and How to Fix It
Dipping into your savings to pay the rent? Afraid to look at the balance on your credit card statement? Here’s how to spot and fix money problems before they become a financial nightmare.
Tips for Saving Money When You Get Paid in Cash
Having a tough time saving those fat cash tips from your summer job? It’s easy to blow your money on booze and weed, but there are tricks of the trade to avoid wasting your wages—while still having a good time.
Don’t Buy This: Buying Food in Bulk Is a Waste of Money
Loading up on burgers, cookies and giant jars of mayonnaise at Costco and Sam’s Club isn’t going to help you save. Here’s how to shop smarter at a warehouse club store.
All the Movie Ticket Discounts You Can Get in Addition to MoviePass
Why pay full price at movie theaters when you can go for less—or even free? Here are all the best tricks for snagging cheap tickets to see films on the big screen.
Don't Buy This: Summer FOMO Will Make You Broke
It's natural to want to have more fun when the weather is warm and the days are long. Here’s how to keep instagram envy from draining your wallet when it seems like everyone else is having a blast.
Dump Your Bank and Join a Credit Union Instead
If your bank is taking too much of your hard-earned cash in fees, all while denying you decent interest rates on your checking and savings accounts, it may be time to switch to a credit union.
Don’t Buy This: Stop Paying an Annual Fee for Your Rewards Credit Card
It may seem like there's always a catch when it comes to cashing in your credit card rewards, but some cards actually give you cash back and other perks at no cost to you—no strings attached.
Don’t Buy This: Never Get a Designer Dog from a Pet Store
Purebred and designer dogs will cost you more than just the adoption fee. Vet bills can add up to thousands a dollars a year as well.
Don't Buy This: Expensive Makeup Isn't Always Better Than Drugstore Brands
Designer mascara and lip gloss can be three times as expensive as drugstore cosmetics. Here’s how to save money without compromising on quality.